LIZ SIDOTI

The Associated Press

WASHINGTON (AP) - President Barack Obama is retooling his pitch for legislation overhauling the nation's health care system by emphasizing that any bill he signs will include consumer protections.

Among conditions White House aides say Obama will outline in visits to North Carolina and Virginia Wednesday are that insurers would be required to set annual caps on how much they can charge for out-of-pocket expenses, fully cover routine tests to help prevent illness, and renew any policy as long as the policyholder pays their premium in full.

Insurers would be barred from refusing coverage because of pre-existing conditions, scaling back insurance for people who fall very ill, charging more for services based on gender, and placing caps on coverage.